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New Jersey Contractor License Requirements

2026 Guide — Everything you need to know about contractor licensing in New Jersey.

State License RequiredInsurance Required

2,136

Contractors in NJ

556

Verified Licenses

10 yrs

Avg. Experience

10

Cities Covered

New Jersey Licensing Board

New Jersey Division of Consumer Affairs — Home Improvement Contractor Registration

License Types in New Jersey

Home Improvement Contractor (HIC)

Registration required for residential improvement work

Required

Electrical Contractor

Licensed through Board of Examiners of Electrical Contractors

Required

Plumbing Contractor

Licensed through local jurisdictions

Required

Bond Requirements

No state-level surety bond is required for general contractors.

No surety bond; must contribute to the New Home Warranty Security Fund if applicable

Insurance Requirements

General Liability Insurance

Required. General liability of $500,000 per occurrence required for HIC registration

Workers' Compensation

Required when you have employees.

Penalties for Unlicensed Work

Disorderly persons offense (first); fourth-degree crime (subsequent); fines up to $10,000; cannot file liens

How to Verify a License in New Jersey

1. Use Our Free Verification Tool

Search our database of 2,136 contractors in New Jersey by name, license number, or business name.

Verify a contractor now

2. Check the Official State Board

Visit the New Jersey Division of Consumer Affairs — Home Improvement Contractor Registration for real-time license verification and disciplinary actions.

Visit New Jersey Division of Consumer Affairs — Home Improvement Contractor Registration

Frequently Asked Questions

Does New Jersey require a contractor license?

Yes, New Jersey requires contractors to obtain a state license through the New Jersey Division of Consumer Affairs — Home Improvement Contractor Registration. 3 license types are available depending on the scope of work.

What are the bond requirements for contractors in New Jersey?

No surety bond; must contribute to the New Home Warranty Security Fund if applicable

What are the penalties for unlicensed contracting in New Jersey?

Disorderly persons offense (first); fourth-degree crime (subsequent); fines up to $10,000; cannot file liens

Is insurance required for contractors in New Jersey?

Yes, New Jersey requires contractors to carry insurance. General liability of $500,000 per occurrence required for HIC registration

How do I verify a contractor's license in New Jersey?

You can verify a contractor's license through the New Jersey Division of Consumer Affairs — Home Improvement Contractor Registration website at https://www.njconsumeraffairs.gov/hic/. You can also use our free license verification tool at vemra.ai/licensing/verify to search our database of 2,136 contractor profiles in New Jersey.

How many licensed contractors are there in New Jersey?

Our database includes 2,136 contractor profiles in New Jersey, with 556 verified license numbers on file. The average contractor in New Jersey has 10 years of experience.